Samuel Laorenza, CFP®, CLU®, RICP®
Wealth Management Advisor

Omni Wealth Management

Raytheon Benefits

Understanding Your Raytheon Benefits

Your elections today will impact your financial future. We can help you understand and optimize your Raytheon benefits by making informed elections now to put you on track for retirement. Our team can educate and help create a strategy on:

  • Pension: how to get the most out of your pension in retirement with different payout options
  • Salaried Pension, Excess Pension and Cash Balance Pension: understandings the differences, flexibility within the new cash balance plan
  • Retirement Savings & Investment Plan (RAYSIP): understanding investment options, the differences between pre-tax, Roth, and After-tax (spillover), and little known options to reduce taxes
  • Health Savings Account (HSA): understanding and amplifying tax benefits and investment options
  • Long Term Incentives: Restricted Stock Units (RSUs), Performance Share Units (PSUs), and Stock Appreciation Rights (SARs) understanding the structure and differences between the equity awards, tax considerations, vesting schedule, and financial upside.
  • Life Insurance: review Raytheon life insurance options
  • Group Disability Insurance Coverage: coverage amounts, income limits, and options
  • Deferred Compensation: understanding eligibility, investment, and payout options
  • Retirement Income Savings Program (RISP): understanding differences between RISP and RAYSIP
  • Estate Planning: maximizing the Hyatt Legal plan provided by Raytheon

We will work with you every step of the way, during the open enrollment, or whether you decide to transition to a new career or begin your retirement. We are here to help educate you on your options so you can make the decisions that work for you.

We actively help hundreds of current and former Raytheon employees and executives across the country. Email or call us today for a complimentary consultation.

Northwestern Mutual and Raytheon are separate and unrelated companies. Northwestern Mutual is not affiliated with, endorsed by, or retained by Raytheon.

Northwestern Mutual is the marketing name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) and its subsidiaries. Samuel Perry Laorenza, is an Insurance Agent of NM. Investment brokerage services provided as a Registered Representative of Northwestern Mutual Investment Services, LLC (NMIS), a subsidiary of NM, broker-dealer, registered investment adviser, and member FINRA and SIPC


To learn more about Northwestern Mutual Investment Services, LLC and its financial representatives, visit: FINRA BrokerCheck